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3 Steps to Getting the Healthcare You Deserve

Call or schedule an appointment to tell us about your insurance needs.

We listen closely and then find you the plan that best meets your specific needs, wants, and budget.

We answer your questions, help you apply and get approved.

When you are ready and everything is clear, we can help you enroll online or by phone.

We follow up and are available to you all year.

We are by your side as an advocate and our relationship doesn’t end after you apply. We are here for you whenever needed.

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Bruno Nascimento

Award-winning Insurance broker since 2010

Hi there! I’d love to help you with your insurance needs!
Get a personalized side-by-side quote comparison
Receive unbiased plan recommendations
Find the health plans your doctor accept
Get help with the online application process

Have questions? Schedule a FREE consultation. No sales pressure. No obligation to purchase.


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We are Committed to Providing Customer Service Experience that Exceeds your Expectations

Our agency is devoted to making a difference in the lives of our customers, and our award-winning customer service is a force for good.

Our Services are 100% FREE

We work for you, not the insurance company. We get a commission from the insurance company for matching you with the right plan so there's no cost to you.

Affordable Low Rates Available

By law you pay the same price for the health plan whether you use our services, any other broker, or apply directly with the insurance company.

Highly Rated Everywhere

We’re rated A+ on BBB. We have 5 rated starts on Yelp and Google MyBusiness. We’re also Super Service Award recipient for 7 years in a row from Angie’s List.

We’re a Trusted Company

Our agency has been around for over 12 years and with thousands of happy clients we are experts in helping people find the right health insurance.


FAQs... Your Insurance Questions, Answered.

Health Insurance AZ

When can I enroll for health insurance?

The Affordable Care Act Open Enrollment Period starts Nov 1st 2022 and goes to Jan 15th 2023. You can apply for ACA plans outside of OEP if you have a Qualifying Life Event. Non-ACA plans are available all year round.

Can I get health insurance through my business?

Generally, to be eligible for group health insurance, a business must have at least one common law employee (full-time equivalent employee other than the business owner or a spouse), and be considered a legal business entity according to its state’s regulations. 

What are the pros and cons of Medicare Supplement (Medigap)?


  • Fewer out-of-pocket expenses.
  • Freedom to choose doctors nationwide. Access to all providers who accept Medicare. 
  • Coverage while traveling overseas.


  • Higher monthly premiums 
  • No prescription coverage (Available separately through Plan D).
  • No extra benefits (Dental, vision, hearing, fitness)

What are the pros and cons of Medicare Advantage?

Medicare Advantage is an alternative to Original Medicare. Sold by private insurers, these plans cover everything covered by Original Medicare but may also offer extra benefits such as dental, vision, hearing and fitness discounts. Most plans also include prescription coverage.


  • All-in-one plan which covers Medicare Part A, B, and D 
  • Lower premiums. 
  • Dental, Vision, Hearing, Fitness Discounts


  • Limited choices for providers, most plans cover in-network only
  • Higher out-of-pocket and emergency costs
  • No coverage while traveling

Is life insurance worth it?

Not always. Life insurance is not worth it if you don’t have a family or beneficiaries. But if you do and you want to support their lifestyle after death, life insurance is a must.

What is the difference between PPO, HMO, EPO and POS?

With a Health Maintenance Organization (HMO) plan you must stay within the plan’s network of providers to receive coverage and it requires referrals from a primary care physician for specialist visits. Preferred Provider Organization (PPO) allows you to choose any physician you wish, either inside or outside of their network (you pay more for out of network) and the plan does not require referrals for specialists. Exclusive Provider Organization (EPO) works like an HMO but does not require referrals from PCP. Point of Service (POS), like an HMO, may require the use of a primary care physician and referrals. And like a PPO, it allows for coverage outside of the network.


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