Empower Your Workforce with Benefits That Show You Care

At Wellnest Insurance, I provide more than just policies—I deliver a personal, hands-on experience. You’ll work directly with me, and I’ll guide you through each step, from the initial quote to ongoing support. I believe in building long-term relationships, not just making a sale. My goal is to ensure you have a sustainable, affordable solution for your business while offering personalized service whenever you need it.

A level-funded plan can offer your business financial predictability while giving you the flexibility of a self-funded model. With stop-loss protection, you won’t face huge, unexpected costs, and if your claims are lower than expected, you may get a refund at the end of the plan year. Many small businesses appreciate the potential cost savings and customizable options that level-funded plans provide.

Unlike many brokers who disappear after you sign up, we stay engaged. I personally manage any issues that arise with your insurance plan, help with renewals, and handle any claims or questions that come up. This ongoing support is part of what sets Wellnest Insurance apart. I want to ensure that your team is consistently satisfied with the coverage and that the plan continues to meet your evolving needs.

For businesses looking to offer flexibility, HRAs (Health Reimbursement Arrangements) can be a great option. They allow your employees to choose individual health plans that suit their needs while reimbursing them for qualified medical expenses tax-free. This gives your employees control over their healthcare while providing you with budgetary flexibility.

I work with a range of top insurance providers to ensure you get competitive quotes. By staying up to date with the latest offerings and negotiating on your behalf, I make sure that you’re paying a fair price for comprehensive coverage. Plus, I’m always looking for cost-saving strategies like level-funded plans or hybrid models that might better fit your business’s needs.

The time frame can vary depending on the size of your team and the complexity of your needs. Typically, after our initial consultation, we can provide you with quotes within 24-48 hours. Once you’ve selected a plan, the setup process takes anywhere from one to three weeks, depending on the carrier and the plan specifics.

Yes, we can customize plans based on your team’s roles or coverage needs. You can offer a variety of options and tailor the contribution levels based on employee groups. This is common in businesses that want to offer enhanced benefits to senior employees while maintaining cost controls for other team members.

When you work with Wellnest Insurance, you’re not dealing with a faceless corporation. You’ll have my direct contact for personalized service. If any issues arise, you won’t be put on hold with a customer service line—I’ll personally step in to resolve it. My role as a broker is to advocate for you and your employees, ensuring that you get the best possible service and value from your plan.

Absolutely. We design plans with scalability in mind, ensuring they can grow alongside your business. Whether you expand from 10 to 50 employees or beyond, I’ll reassess your needs and adjust the coverage to match your growth. Having a flexible and scalable plan from the outset can save a lot of time and money as your team expands.

Offering comprehensive health insurance can significantly boost your ability to attract and retain top talent. In today’s competitive job market, benefits like health coverage are often seen as just as important as salary. By providing robust healthcare options, you signal to potential employees that you value their well-being, which is a powerful recruiting tool.

Each year, I conduct a thorough review of your current plan to ensure it’s still the best option for your business. If there are changes in healthcare laws or your team’s needs, I’ll provide recommendations for adjustments or alternative plans. This annual check-up ensures you’re never overpaying or stuck with an outdated plan.

Yes, providing health insurance to your employees can offer various tax advantages, such as deductible premiums and tax-free benefits for employees under HRAs. I’ll work with your financial team to ensure that you’re maximizing the tax benefits associated with offering health coverage to your team.

If an employee leaves your company, they may be eligible for COBRA, which allows them to continue their health insurance coverage at their own expense. I’ll guide you through the process of notifying employees of their rights under COBRA and help them transition smoothly if they choose to continue their coverage.

Health insurance regulations are constantly changing, but as part of my commitment to my clients, I stay updated on both state and federal laws. I ensure that all the plans we offer are fully compliant with the Affordable Care Act (ACA) and any Florida-specific regulations, so you can rest assured that your business remains compliant while offering top-tier benefits.