Personalized Supplemental Coverage That Saves You When It Matters Most

If you’re worried about covering gaps in your primary health insurance, such as dental care or long-term disability, or if you’re concerned about potential costs from accidents or critical illnesses, supplemental insurance can be a lifesaver. I typically recommend it for those who want peace of mind knowing that unexpected medical bills won’t disrupt their financial stability.

I’ve spent over 13 years in the industry and have worked hard to establish a reputation built on trust and transparency. My focus is on providing personalized service that doesn’t end when you sign up for a plan. I’ll be there year-round to help with any questions or issues that arise, ensuring that you’re fully supported throughout your coverage journey. This ongoing relationship is something that sets me apart.

We provide a range of options, including dental, vision, disability, critical illness, accident, and long-term care insurance. Each type of coverage is designed to address specific needs. For instance, dental insurance covers routine care like cleanings and fillings, while critical illness insurance provides a lump-sum payout upon diagnosis of a covered illness, giving you financial flexibility during a tough time.

Certainly! Accident insurance kicks in to help cover medical costs that arise from unexpected injuries, such as emergency room visits or surgeries. It’s great for active individuals or those in high-risk jobs. On the other hand, critical illness insurance provides a lump-sum payment if you’re diagnosed with a serious condition like cancer or a heart attack. This can be used however you see fit, whether it’s for medical bills, living expenses, or recovery needs.

Getting a quote is easy and quick. Once we discuss your needs, I can provide you with a customized quote within a day or two. From there, depending on the type of insurance, coverage can typically start as soon as the paperwork is finalized, which can be in just a few days.

Yes, we specialize in both individual and group insurance plans. If you’re a small business owner, I can help you find group health and supplemental insurance options for your employees. Providing your team with quality coverage not only protects them but can also increase overall job satisfaction and retention.

Absolutely. If you’re self-employed, you may not have the same robust coverage that comes with employer-sponsored plans. Supplemental insurance fills those gaps, covering things like unexpected accidents, dental work, or even long-term disability. It’s an affordable way to protect your financial future, especially when you don’t have access to traditional benefits.

Yes, many of my clients opt for a combination of plans that best suit their individual needs. For instance, you can combine dental and vision insurance with a critical illness plan to ensure comprehensive coverage. I’ll help you bundle the right policies to provide maximum protection at a competitive rate.

Yes, we offer travel insurance that covers medical emergencies, trip cancellations, and lost baggage while you’re abroad. Travel insurance is critical because your regular health insurance may not cover you outside the U.S., especially for emergency medical care. This coverage ensures peace of mind during your travels.